Growing business banking relationships is a major objective of our Association!

Spratt Savings Bank provides financing for your business with term loans and lines of credit.

• Agribusiness Loans of all types
• Lines of Credit
• Real estate acquisition or refinance
• Equipment purchase

We recognize that every business is different therefore we underwrite each loan request on a case-by-case basis. We do not employ the use of a credit or statistical model that takes the decision making away from our lenders. Pricing and structure are also determined on the individual merits of each request. This approach affords our borrowers with the highest level of individual consideration. You will find that we do things different. Our commitment is to explore every option to accommodate your loan request!