Business Banking

At Spratt Savings Bank, we make two promises to our business customers: We will be responsive and responsible.

By responsive we mean that the first order of business is to learn as much about your company as possible. There is a clear correlation between the quality of service provided and the level of understanding of a business and its banking needs. Responsive also means that a prompt answer is provided to your request.

Responsible bankers consistently make decisions that are appropriate for your company. For example, we believe that credit is a means of solving financial problems, not creating or adding to them. It further suggests that the right structure is put into place to optimize the credit solution.

We are committed to superior quality service and doing the right thing!

NOTICE OF CUSTOMER IDENTIFICATION PROGRAM

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.  What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.